• Fixed monthly payments
• Protected if rates go up
• Full, Stated and No documentation loans available.
• Interest Only Payment Options

Fixed rate mortgages are the basic and most ideal loan program for the average home buyer. These loans are available in 15, 30, 40 and 50 year terms. The most common practice is to obtain a 30 year fixed rate mortgage. We offer the most efficient and friendly service available while obtaining a fixed rate product.

30 Year fixed mortgages are designed for individuals that plan to stay in their home for more than 5 years. After the initial 5 years of home ownership you will start to notice a decrease in your principal balance. If you absolutely plan to stay in your home for less than 10 years and have less than a 20% down payment you may want to explore other loan programs.